With energy prices rising and the general cost of living squeeze, getting solar panels installed is a good idea. I first looked at getting some installed last year but for various reasons I delayed. Quite a big mistake with hindsight. I have been lucky enough to have them installed now….
TLDR- Open up a Davy Select Minor Account which sets up a bare trust for you and gift money to your children. Many of us have children and want to invest a little bit for their future, whether that’s to go towards a deposit or help with the cost of…
During the pandemic share trading has become more popular. With all the meme stocks, bull market and money printing, the stock market has actually been a great place to invest your money. Whether at the time of writing in October 2021 that still holds is an open question. The conventional…
I am active in the FIRE community here in Ireland and specifically, Limerick. There was a discussion about a new broker called Bux Zero. No one had used them so I thought I’d sign up to test it. The first thing I’d say is the usual disclaimer, this is not…
If you are like me and think crypto is just one big Ponzi scheme waiting to collapse, then you might want to try to profit from its collapse. The problem is that markets can stay irrational longer than you can stay solvent. With the wild swings in BTC prices, unless…
I’ve written a couple of posts about spread betting as my preferred method of investing in the stock market due to its tax benefits. Most people will overlook it though as it’s got betting in its name. Maybe if they rebranded it to spread investing, then more people would open…
I wrote a post about spread betting as an investment yesterday and thought I would follow it up with it being an alternative to ETFs in Ireland. ETFs in Ireland outside a pension are awful investments. They charge something called exit tax which is 41%. If that wasn’t bad enough,…
One thing about living in Ireland is the really high tax rates compared to the UK. Deductions are 52% once you hit €34k, which is crippling as the limit is so low. Compared with the UK, where you can earn £50k. On investment income, you pay 33% Captial Gains Tax…